SACCO Demands Leadership Audit

SHEEMA – Members of Kitagata Savings and Credit Co-Operative Society have signed a petition urging the Chief Executive Officer of Uganda Microfinance Regulatory Authority, UMRA, to audit the SSACCO leadership.

In their letter dated April 14 2021, SACCO members demanded a leadership audit into what they called “inflated and fraudulent financial reports presented during their annual general meeting (AGM), insider money lending to relatives and sharing of SACCO funds amongst the management, which contravenes section 95(a) of the Sacco by-laws.”

They also accuse their leaders of misappropriating Shs 2.2million.

The SACCO, formed around 1993-1995, currently has over 4,000 members.

Last weekend, a petition circulated widely showing that Kitagata, once a vibrant SACCO in Sheema District, was struggling and teetering on the brink of collapse.

“In western Uganda, it was Kyamuhunga and Kitagata on top of financial management but if you can check now Kyamuhunga People’s SACCO is now modern. You can even bank using the internet while for us with a membership of over 4,000 we are struggling and on the brink of collapse. I think we need to fight hard to restore our lost glory,” Laban Muhabwe, a retired police officer, said.

Muhabwe, a member of Kitagata SACCO, accused the District Commercial Officer of Sheema of interfering with the SACCO operations.

https://thecooperator.news/mushanga-sacco-celebrates-50-years-of-growth/

“I was appointed as the secretary of the supervisory committee but because I brought out issues, which were pertinent, Allan expelled me from the committee. But is it the work of the commercial officer to expel any members from the SACCO committee?” Muhabwe asked.

Muhabwe said the commercial officer also used his powers to remove him from the supervisory committee and appointed a new vetting committee usurping all the powers of the SACCO management.

“I was also among the candidates vying for the chairmanship seat, so why didn’t they leave the vetting committee to do its work without interference? Muhabwe asked.

He also alleges that the district commercial officer has been colluding with the manager to swindle SACCO funds.

“I am corrupt free and I won’t allow them to take our money again. That’s why he appointed a new vetting committee when we still had a serving committee? You can see how his actions stifle the performance of Kitagata SACCO,” Muhabwe emphasized

Muhabwe, who served as chairman of Exodus SACCO between 2012-2014, said he is ready to turnaround the fortunes of Kitagata SACCO.

“I moved Exodus SACCO from Shs 1.8billion to Shs 7-8 billion within two years then I retired in 2015. So why do you deny me a chance to take on the leadership of Kitagata SACCO where I am a fully-fledged member with over two million shares?” he asked.

Alfred Nuwamanya, another member, said most of the sticking issues would have been addressed during the last AGM but it ended prematurely after the commercial officer suspended elections of the new board committee.

Edith Tusuubira, the Executive Director of Uganda Micro Finance Regulatory Authority, confirmed receiving the SACCO’s petition for a leadership audit.

Frank Besigye Kyerere, the Resident District Commissioner (RDC) of Sheema, said he had not received a copy of the petition nor word from UMRA.

He warned however, that misappropriating members’ savings can lead to arrest and prosecution of the errant SACCO managers.

“I haven’t gotten any copy but I just say it’s unfortunate. You see a SACCO is a body corporate if you are a leader of a SACCO and you embezzle funds you should be charged,” he said.

Karakure Buhanda Allan, the District Commercial Officer of Sheema blamed the Kitagata saga on Muhabwe.

“There is no way you can call a general meeting of over 10,000 members yet members hold their pre-AGMs in their respective villages,” Allan said.

He said Kitagata SACCO is now recovering from the entrenched losses it suffered under the old management.

“From 2005 they had a dormant board, which was led by Rev Bashoborwa. The then manager had taken control of the institution and was fraudulent. And to me for the last four years Kitagata has been on a recovery course.” he said.

He said the former manager was also charged with embezzlement after causing financial loss of over Shs 180 million.

Allan confirmed that the SACCO board had expired in 2019 but the outbreak of Covid-19 never allowed Kitagata to hold any AGM.

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SACCOs Tipped On Playbook For Success

KWANIA – Cooperatives should follow a basic playbook for success which has a blend of good financial character and good governance, Patrick Bura, the District Principal Commercial Officer of Kwania, has said.

Bura offered the management tip while officiating at the recent Annual General Meeting (AGM) of Ikwera Co-operative Savings and Credit Society Ltd at Aduku town council in the northern district of Kwania.

The AGM was attended by about 900 members from the sub-counties of Abongomola, Nambieso, Chawente, Inomo, Akali, Ayabi, Atongtidi and Aduku.

On the same day, Ikwera SACCO elected a new board to run its affairs for the next four years.

Robert Odur, the former SACCO chairperson retained his job, Acayo Molly Grace is the new vice chairperson, Sister Molly Grace (treasurer), and Opio Nam Joseph (general secretary).

Awor Dilish, Adupa Bilington, Lawrence Etin, Ngu Jasper, and Ocaka Sarafina were elected members of the committee.

SACCO delegates elected

The meeting also elected 22 SACCO delegates representing 11 sub-counties in Kwania district.

“It is the duty of the delegates to formally and informally educate the SACCO members. It is their duty to spread the SACCO gospel to potential members.” Bura said.

A 2019 forensic audit found that Ikwera SACCO had made a loss of Shs 245m after unknown assailants broke into its premises and stole members’ savings. A security guard identified as Bonny Doi was arrested.

https://thecooperator.news/saccos-urged-to-embrace-tech-digital-lending/

“The robbery took place amidst loud sounds of door breaking, safe dismantling and wall digging at night but Doi, the SACCO’s security guard, failed to make an alarm or call police officers at Kwania police station, which is less than 500 meters away,” Felix Oguna, the SACCO manager said, adding, “that prompted his arrest, investigations are ongoing although we have not recovered the money.”

Bura however, urged the new board to ensure good governance, which includes having credible leadership that implements good management practices.

“Given the turbulence it has had before, the SACCO is now on track. But it can only keep on track if the board is not selfish and practices good corporate governance,” he said.

He said a strong foundation for any cooperative starts with leaders who are willing to dedicate their time and resources to developing the SACCO.

“Your SACCO’s philosophy is savings and credit so members must be ready to save and save regularly to be able to access credit, which they must repay in time.” he explained.

George KK Akaca, the Aduku Town Council area councilor, urged prudence in appraising individual loan applications to avoid lending money to defaulters.

“Poor appraisal of loan applicants by loans officers has led to the collapse of many cooperatives,” he warned. He said a proper appraisal should take into consideration the applicant’s assets and carefully record their addresses.

“Otherwise, in no time you will find that they have gone bankrupt, or you cannot trace them, and it would be very hard for the SACCO to recover its money,” he said.

Growing SACCO

According to Ikwera SACCO’s General Manager, Felix Oguna, the SACCO, which was started in 2010, currently has 1,129 members.

The SACCO’s loan portfolio shot from Shs 540m to Shs 762m last year. It projects to have saved at least Shs 900m by the end of 2021.

“The SACCO has a number of challenges which include poor loan recovery, delay in loan payment, limited loan fund and high cost security provision among others, but now that we have the delegates in place, slowly the problems will come to an end,” Oguna said.

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Struggling SACCO Appeals For Bailout

HOIMA – A struggling Teachers’ Saving and Credit Co-operative Society (SACCO) in Hoima Oil City is appealing for a government financial bailout – with good reason.

The 175 member Hoima Municipality Teachers SACCO which started in 2018 offers cheap loans of at least 8% interest rate to only government teachers.

There are about 500 government teachers in Hoima city.

Moses Ayebale, the SACCO chairman, said the SACCO is struggling to grow because it lacks funds.

https://thecooperator.news/hoima-elders-stuck-with-two-year-old-sacco/

He said the SACCO was fully registered in February 2019 and has saved over Shs 10 million but the teachers’ demands for loans outstrip its savings.

Ayebale said the high office rent, payment of staff, lack of furniture and other office equipment such as computers are crippling the SACCO.

“We had employed a full time manager but because of inadequate funds to pay him we agreed that he should work three days a week,” Ayabale said.

He said the government should invest in the struggling SACCO to help teachers turnaround their livelihoods and avoid expensive bank loans. He also urged the government to get experts to train them in skills and knowledge of managing the SACCO.

“If the government injects money in our SACCO, we shall be able to meet the teachers’ high demand for loans. And again, there is no harm if the government can provide us with experts to monitor this SACCO. If they can convene a meeting, train us and provide us with tools, it will help us manage our SACCO because we teachers, are not trained in financial management,” he said.

Ayebale said they managed to lobby for Shs 65 million from the government salary loans kitty of Shs 25 billion injected in Walimu Sacco. He said 12 teachers out of the 30 corded within Hoima city have already benefited from the funds.

“To be corded, one must be an active member of the SACCO and on the government payroll. The recovery of the Shs 65 million is good because it only benefits corded teachers. The teachers benefiting from Walimu SACCO salary loans pay 15% interest and 7% of the 15% is given to our SACCO.” he said.

He added that the SACCO expects to get another Shs 200 million from Walimu once the borrowed Shs 65 million is recovered.

Johnson Kusiima Baigana, the Hoima City Principal Education Officer, said the SACCO will save teachers from acquiring high interest loans from banks, which pile pressure on them.

“You find a teacher having loans in more than one bank with high interest rates. When they fail to pay, banks start harassing and chasing them around like thieves. This affects their concentration in class because they are looking out of the window to see who comes into the school. They are ready to take off,” he said.

“The government has a hand in this Teachers’ SACCO because its the government through our president, that encouraged teachers to form SACCOs and even injected billions of shillings in Walimu SACCO to save them from borrowing from banks.” he said, adding that, “We thought our SACCO was going to get soft loans for teachers but we found some challenges at the national level, they have not kept their promises because money is not flowing as we expected.”

“We are going to engage Walimu SACCO managers to find out what went wrong because teachers apply for the money and they get no response.” he said.

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Fuel Theft Derails Oil Roads Construction

KIKUUBE – A steep rise in the theft of cement and hundreds of litres of fuel from Chinese road contractor; China Railway Seventh Group (CRSG) threatens to derail completion of the on-going construction of the Shs 500 billion ,97 kilometer, oil roads project in the Albertine Graben region.

In 2018, the government contracted China Railway Seventh Group (CRSG) to tarmac the 25 kilometer Hohwa-Nyairongo-Kyarushesha-Butole Road, Kabaale-Kizirabfumbi road (25kms) and the 47 kilometer Masindi-Biiso road.

Overwhelmed by the persistent fuel thefts, an CRSG official recently petitioned Kikuube Resident District Commissioner Amlan Tumusime to intervene and stop the escalating vice.

Ambrose Atwine, the company spokesperson, said CRSG is overwhelmed by the problem.

According to information from CRSG, the company loses about 4,500 litres of fuel worth over Shs 162 million to fuel thieves per month, which translates to over Shs 1.3 billion every year.

Charles Muhangi, a maize farmer and cattle keeper in Kyarushesha village in Kyangwali sub-county, said security must intervene and stop the fuel theft.

https://thecooperator.news/market-vendors-tipped-on-sacco-formation/

“We farmers have suffered with poor roads for a long time. It has been very difficult to transport our produce from here to the markets, so when we hear someone sabotaging the construction of these roads, we get concerned because they mean a lot to us,” he said.

RDC Amlan Tumusime said stealing road construction materials was becoming a serious challenge to government projects.

He said government officials including police officers were involved in the theft.

Tumusime said they are investigating several police officers implicated in the theft.

“Several police officers who have been singled will soon have tough measures taken against them and they have started recording statements” he said, adding that the suspected officers have been conniving with truck drivers to siphon fuel from CRSG trucks and sell it in jerrycans.

Fuel thieves connive with company truck drivers to siphon fuel from trucks. The stolen fuel is sold in Hoima, Masindi and Kampala.

Tumusime said spy networks have helped pin down the suspects.

Speaking to theCooperator last Monday, Tumusime said over 10 thugs were arrested, produced in courts of law, charged and remanded last month.

He said the district has managed to impound two vehicles used by thieves to transport the stolen fuel last month and this month.

Vehicle registration number UAD 189K Toyota Corona and Premio registration number UAS 609N were impounded in an impromptu security operation.

The culprits allegedly fled and abandoned the vehicles when security stormed. The vehicles are currently parked at Kikuube central police station.

He said over 10 jerrycans of siphoned fuel, 10 drums and a pipe used to siphon the fuel were also impounded during the operation.

“We first sensitized the community and educated them that these projects benefit them and not the Chinese. I am very happy that the community was empowered and whenever they see anybody stealing fuel, they call us and this has helped us to curb this challenge,” he said.

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Masindi Demands New Modern Market

MASINDI – A heave of frustration and anger is boiling over in Masindi Municipality as vendors lash out at the delayed construction of a new modern market under the Markets and Agriculture Trade Improvement Project (MATIP).

All the riled vendors are allied to Masindi Central SACCO and Masindi Central Market Vendors Association.

David Asiimwe, the chairman of Masindi Central Vendors’ Association, said all requirements were met yet the project is not taking off.

“We have enough land measuring five acres and it’s free from encumbrances. We also want to operate in a good market. Masindi is one of the traditional districts but we are wondering why it has never benefited from this project yet other traditional districts have benefited,” he said.

Asiimwe said the market is in a sorry state.

“We operate in darkness because lights are not enough. We also have a problem of thieves who steal vendors’ items. All the gates are dilapidated, thieves easily break in and steal vendors’ properties,” Asiimwe said.

There’s only one security guard yet the market has five gates, he said.

Asiimwe said too many vendors are jostling for the small, crowded space in the market.

“This can be addressed when a modern market is built. Right now the congestion is uncontrollable. That is why we are calling upon government to expedite the process (of building a modern market). This market was not well planned, that’s why we cannot all fit in here,” he said.

According to Asiimwe, the market has over 2,000 vendors; food handlers, old clothes sellers and fish mongers.

Kenneth Bitaroho, a fish monger, said he is disappointed to see Masindi District lagging behind on development yet other districts have become cities.

“Our leaders promised that the project would commence this financial year but we are seeing the year ending without any development. They keep saying next financial year but nothing happens. If other districts have gotten modern markets, why not Masindi?” Bitaroho asked.

Lamura Kabasindi, a vendor in Masindi Central Market, said when it rains, customers avoid the market.

“Whenever it rains, the market becomes muddy and sometimes it floods. How can a customer come to such a market?” she said.

James Masaba, the chairperson of Masindi Central Market, said SACCO officials who run the market are ashamed to collect dues from vendors working in such a bad situation.

He said vendors run the risk of contracting diseases like diarrhea, dysentery and cholera due to poor hygiene and poor garbage disposal.

“We only have one stance latrine to cater for over 2,000 vendors. This latrine is not enough for the whole population. But all these challenges can be addressed when we get a modern market,” he said.

According to district elders, Masindi Central Market started with makeshift structures in the 1920s. It was later taken over by government in the 1970s.

https://thecooperator.news/masindi-central-market-vendors-revive-sacco-after-5-year-break/

“The first people who embraced it were the Nubians who would sell pancakes and rolled simsim,” Abiasali Kasingwa, 88, said.

On March 23 2020, the Permanent Secretary Ministry of Local Government Ben Kumamanya wrote to the Town Clerk Masindi Municipality, saying; “Masindi Central Market in Masindi municipality has been considered for re-development and as part of the prerequisite for executing the program, you are required to submit the following; a copy of the land title where the market is located, a copy of the register of vendors and a copy of the management structure.”

According to the letter, Masindi Municipal Council authorities were supposed to send the documents not later than April 17th 2020.

Kumumanya promised that the market would be constructed during the 2020/2021 financial year under the Markets and Agricultural Trade Improvement Project (MATIP).

The ministry letter raised lots of hope among vendors only to be dampened later.

Haruna Ismail Irumba, the councilor representing the Civic Ward in the municipality, blames Masindi mayor, the town clerk and the area member of parliament for not following up the matter aggressively.

“We were told that they needed a land title for the project to begin. We secured it two years back but nothing is taking off. I think the delay can be blamed on the laxity of our leaders here because everything required was done long time ago,” Irumba explained.

Interviewed for a comment, Deo Kabugo, the town clerk Masindi Municipality, told theCooperator that he went to the ministry two weeks ago.

“I was told they had advertised for a consultant to do the architectural design. All the required documents were sent. The people of Masindi should be rest assured that they will get the market since it’s already in the process,” he said.

The new mayor for Masindi Municipality Ronald Kyomuhendo Busingye said his team met the Minister of Finance Matia Kasaija who assured them the market will be rebuilt.

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Microfinance Institutions In Trouble In Kwania

KWANIA –In Kwania and Apac Northern districts Savings and Credit Co-operative Societies (SACCOs) have become the preferred go-to lenders threatening to lock out microfinance institutions.

The SACCOs are drawing in huge numbers of civil servants who ordinarily are clients of microfinance institutions.

SACCO leaders in the two districts have agreed to bolster the inter-SACCO lending market by lending and borrowing money from each other – thereby locking out microfinance institutions whose loans are considered ‘expensive.’

Under the new arrangement, 11-SACCOs in the two districts will run their own inter-SACCO market. They will be able to lend and borrow from each other at reasonable interest rates to offset their dire financial positions.

Their proposed working arrangement has been forwarded to the Ministry of Trade, Industry and Cooperatives for legal advice.

Robert Odur, the Chairman Board of Directors of Ikwera SACCO in Kwania district, said the latest move is bound to put an end to the exploitative commercial relationship between civil servants and microfinance institutions, which is costly to many borrowers.

According to Odur, many civil servants are shunning the expensive microfinance loans.

“We want to create a forum through which SACCOs can interact. For example, if SACCO ‘A’ has a cash flow problem it should be able to access funding from SACCO ‘B’. It just allows SACCOs to team up and develop their capacity to serve their members. The current situation is that if your SACCO runs short of money the only place you can go to is the nearby SACCO to save civil servants from microfinance lending institutions,” Odur said in a recent interview.

Bazil Odongo, a livestock dealer and resident of Ololango Village in Apac district, said he borrowed Shs 25 million in October last year at an 8% interest rate from Acanpekun Credit and Cooperative Society in the district. Odongo said he has serviced the loan well and is making a lot of profit.

“Shs 25 million that I used to borrow from Platinum (microfinance) at an interest rate of 10% could earn me a profit of Shs 5 million, but when I opted to borrow the same amount from the SACCO, I started realizing a profit of Shs 10 million. That is why I am expanding my livestock business,” he said.

William Odoc, a teacher at Acungi primary school in Kwania district, said many teachers are turning to SACCOs.

https://thecooperator.news/budget-kwania-cooperatives-get-shs-89m/

He said microfinance institutions make unnecessary deductions on teachers’ salaries even after loans are repaid.

“It is better to acquire loans from SACCOs, it’s easy to access and repay unlike the microfinance lending institutions that are fond of making unnecessary deductions and chasing after defaulting customers,” he noted.

But Patrick Okullo, the manager Platinum Apac branch, dismissed as false claims that microfinance institutions make unnecessary deductions and chase after debtors. “In the financial year 2018/2020 our loan portfolio was at the tune of Shs 300 million, however, in the financial year 2019/2020 we realized a drop of up to Shs 180m, this is partly attributed to the Covid-19 pandemic. Although to some extent we think the coming up of SACCOs is equally doing us more harm,” he said.

Apac District Local Government currently has a total of six fully registered SACCOs with 1,512 Village Saving Lending Associations, (VSLA) and three Microfinance institutions that include; Brac, Platinum and, Bayport operating in the two districts of Apac and Kwania, with over 15,000 clients.

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SACCO Leaders Shun Management Training

HOIMA – Last week Hoima City and the district leadership scheduled two weeks of training sessions in financial literacy for all SACCO leaders that lack basic money management knowledge but surprisingly they were shunned by many.

Speaking to theCooperator Joy Kabatalya, the Emyooga focal person, said the training sessions were meant to equip SACCO leaders with financial management skills and help them understand the concept of the Presidential Initiative On Job And Wealth Creation (Emyooga).

She said city and district leaders also wanted to equip SACCO leaders with knowledge and skills in SACCO management to ensure sustainability and avoid misappropriation of funds.

According to her, the trainings are conducted at the respective sub county/division headquarters but unfortunately many have shunned the sessions.

She said only 30 out of 72 SACCO leaders turned up.

Kabatalya warned that members who shun financial literacy training will not access funds since the training is a mandatory condition for accessing the funds.

“We were training them as one way of preparing them before accessing this money to understand the do’s and don’ts of this initiative, to avoid what is happening in other districts where SACCPO leaders are embezzling the money but most of the leaders have decided to shun the training,” she said.

She also decried the poor saving culture among SACCO members yet they must save at least 30 percent of the money they apply for to be eligible for the Emyooga loans.

Kabatalya said the condition is forcing some SACCO members to withdraw their membership, which is detrimental to the future of SACCOs.

In the same week Hoima district and city authorities led by Samuel Kisembo Hoima, the Resident City Commissioner, released 62 SACCO certificates out of 72, which were formed from1,460 Emyooga associations.

https://thecooperator.news/anger-in-hoima-as-leaders-cling-on-to-emyooga-cash/

However, after handing over the certificates, the SACCO leaders were told they will not access the money until they get financial literacy empowerment. Hoima district and city received Shs 2.24 billion to be disbursed to 72 SACCOs.

John Tumusiime, the Hoima District Commercial Officer, said financial literacy training is mandatory because it will help beneficiaries to ensure that Emyooga cash, which is meant to be a revolving fund, is used sustainably.

“You need to put in place measures to ensure that the systems and structures of the SACCOs and associations are strengthened. For example, you need to have proper records, offices, which are independent from individual members’ businesses, and staff with basic qualifications,” he advised.

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Lango Farmers Turn To Hass Avocado

LANGO – Frustrated by poor local yields and wavering low crop prices, farmers in the Northern districts of Kwania, Apac, Lira, Kole and Dokolo are switching to the high value Hass Avocado to rake in higher profits.

Farmers united under Abulomogo Maize Farmers’ SACCO have signed a Memorandum Of Understanding (MOU) with Lango Hass Avocado, a Non-Governmental Organization, to grow Hass Avocado in Lango sub region.

It is more popular in East Africa and is grown for export and draws good market prices in Europe.

It is high in protein and minerals. It is used mainly in the making of cosmetics, more-so in the manufacture of facial and hair oil, according to experts.

About 2,500 members of Abulomogo Maize Farmers’ SACCO from the districts of Kwania, Apac, Lira, Kole and Dokolo have agreed to a pact to grow Hass Avocado on large scale for export, largely to boost incomes and shore up their savings.

Abulomogo Maize Farmers’ SACCO, formerly called Arocha Farmers’ Group, was formed in 2008 and is located in Kidilani parish, Chegere Sub County, in Apac district.

The 10-year project will see Lango Hass Avocado distribute 400 Hass Avocado seedlings to each SACCO member at about Shs 400,000 per acre to be repaid in installments. According to the MOU, the organization will then buy the avocado from the farmers at Shs 20,000 per kilogram.

A farmer is expected to harvest 87,780 fruits per acre. That is approximately between 2500-3000 kilograms.

Sam Ongebo, the coordinator of Lango Hass Avocado, said harvesting Hass Avocado can go on for over 15 years. Harvests start one year after planting. A farmer can get between Shs 20-30 million annually from an acre.

“Hass Avocados are mostly harvested from June to September. It is important to know how to identify the correct harvesting period because avocados are harvested raw and ripen off the tree. Harvest a few fruits and keep them in favorable conditions to ripen. If the fruits ripen evenly, then they are considered to have been mature,” he said.

He said they have started training farmers in growing the crop and fight diseases.

https://thecooperator.news/7000-farmers-in-lango-enrol-for-crop-insurance-scheme/

Nelson Adeka, the Abulomogo SACCO chairman, is optimistic Hass Avocado farming will boost members’ savings and increase their loan portfolio from Shs 560m to an estimated Shs 3 billion.

“The development will boost our loan portfolio to at least Shs 3 billion. I call upon farmers to address the issue of poor-quality harvests by planting their seedlings in time and deal with post-harvest handling challenges in order to boost the marketability of their produce,” he said.

Gloria Eleny, a resident of Adyeda Trading Center in Aduku Sub County, Kwania district, said she has been planting maize for the last eight years but is disappointed with the yield and the price fluctuation. With Hass Avocado, Eleny believes her life will improve.

Bonny Obete, a resident of Abur Parish in Kole district, is worried that without modern agricultural equipment like tractors, tarpaulins and modern storage facilities, most farmers might not reap big due to poor quality.

Hass Avocado is one of the strategic crops the Ministry of Agriculture Animal Industry and Fisheries (MAAIF) has prioritized to increase food, nutrition, income security and improve the country’s export.

Records in the MAAIF show that export earnings from Hass Avocado have steadily increased from 6,000 tons in 2004/5 to 24,008 tons in 2014/15. Currently, About 15,000 farmers in the Lango sub region have been registered to grow of Hass Avocado.

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SACCO Saving Kids With Nodding Syndrome

OMORO – Unsupported anymore by the government or Non-Governmental Organizations (NGOs), parents of children battling the debilitating Nodding Syndrome in the northern district of Omoro have turned to saving groups to support their sick children.

Nodding syndrome, according to the World Health Organization (WHO), is a devastating neurological disorder of uncertain etiology described in African children. It was first documented in Tanzania in the 1960s, then later in South Sudan in the 1990s and in Northern Uganda in 2007.

About 33 women are currently leaning on Dii-Cwinyi Luc-Luc SACCO located in Te-Olam village, Odek Sub County in Omoro District to support their children.

Each member has between three to four children suffering from Nodding Syndrome, according to Grace Akello Layel, the chairperson of Dii-Cwinyi Luc-Luc SACCO.

Layel told theCooperator that members are growing soya beans and beans on a small scale to support their children.

https://thecooperator.news/soya-farmers-reap-big-from-bulking-with-local-cooperative/

“We also engage in petty trade in vegetables and sell locally brewed alcohol to get money to save every week,” she said, adding that members borrow from their pool of savings.

Layel however, said they need oxen and ox-ploughs to increase their productivity.

“These children need good feeding and medical care. Sometimes, when they fall sick, it becomes hard for members to keep saving because they have little money,” Layel said.

The group is also working to ensure that each member puts an iron sheet roof on her house to avoid unnecessary fires lit by their children in grass thatched huts.

“We were given Shs 700,000 by African Women Rising, an NGO, which we have loaned out to members and managed to generate Shs 5 million. We want to buy at least 10 iron sheets for each member to put a roof on the house,” she said.

Even in the face of the disruptive Covid-19 pandemic in 2020, the group, which started in 2018, managed to save up to Shs 13.9 million last year.

Jimmy Kakamon, the LC-1 chairperson of Te-olam village, applauded the women for taking care of their children.

Okello Douglas Peter Okao, the LC-V chairperson of Omoro District, said the district has written to the Office of the Prime Minister (OPM) asking for 283 sets of oxen and ox-ploughs to help households affected by the Nodding Syndrome.

“We want the families affected by the Nodding Syndrome to be supported by oxen and ox-ploughs but the office of the OPM is yet to respond,” Okao said.

He said the district received 360 pieces of iron sheets last week from the OPM, which will be distributed to 18 most vulnerable families affected by the disease.

Nodding Syndrome has affected an estimated 1,834 children in Northern Uganda.

In 2017, Hope for Humans Centre, a Nodding Syndrome treatment center in Akoyo village, Odek Sub County, was closed due to lack of funds.

It was the only facility offering treatment and education to hundreds of children suffering from the illness – which affects the brain and the central nervous system of underage boys and girls, between the ages of five to 15.

The center was founded by Dr Suzan Gazda, an American neurologist and her friends in 2012.

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Roadside Business Loans Spur Trade In Nebbi

NEBBI – Loans may keep some people sad and trapped in a cycle of debt, especially when they outpace one’s savings.

But Agnes Akumu, 45, a roadside clay pot dealer, is all smiles, years after taking up a ‘roadside business loan.’

“My life is transformed ever since I started accessing the roadside business loan from the SACCO. This has inspired me to do other side businesses, which have increased my capital base from Shs 50,000 to Shs 800,000 with a low loan interest rate of 8%,” Akumu, a resident of Akworo Village in Nyaravur trading center, said in a recent interview.

https://thecooperator.news/nebbi-municipality-battles-to-recover-women-entrepreneurship-funds/

She’s largely a clay pot dealer and grinds stone along Nyaravur-Pakwach Road. She’s one of the many excited beneficiaries of the small roadside business loans.

Though her business is accident prone given its proximity to the Nyaravur –Pakwach Road, Akumu says the success outweighs the risks. She says she has been able to pay school fees for her children and support her family all the way.

She said she has also been able to buy two acres of land using profits from her business.

Clay pots, she said, are in demand largely for decoration and for cooling water. She said they are a very lucrative business.

Roadside businesses are small scale enterprises plied along the road targeting travelers who buy small items as they move from place to place.

Roadside business loans were introduced by Nyaravur Farmers’ Savings and Credit Cooperative Society, three years back.

Akumu said roadside business traders have also applied for Emyooga funds but are yet to get any firm nod of approval.

But the roadside business loans have improved the livelihoods of many and some are now applying for bigger loans.

According to business experts, roadside business loans are seed capital, given to business people doing roadside businesses.

Richard Okumu, the manager Nyaravur SACCO, said at least 70% of borrowers of roadside loans are women who have embraced the initiative and are responding positively.

In the past, he said, loans were given to very rich business men who owned very big shops but that has since changed.

He said the maximum loan given to roadside business persons is Shs 300,000 since roadside traders deal in small items.

David Muswa, the commercial officer, said women are very focused business people and are committed to paying back borrowed funds.

He urged financial institutions to carry out financial literacy trainings for well-focused women to help lift their businesses.

“As commercial officers at the district, we feel much privileged to see the roadside business women being uplifted and their livelihoods improved.” Muswa said.

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